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- Silver.buzz - January 2025
Silver.buzz - January 2025
Get the 'buzz' on AgeTech, AI for Silvers, Estate Planning & Finance, Housing, LTC, Medicare, Social Security & more for Gen 55+
Silver.buzz
February 22, 2025
Table of Contents
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AgeTech, Silver Tech & SilverAI âbuzzâ
Aging in Place and the Canadian AgeTech Landscape: Successes, Failures, and the Path Forward - Canada, with its aging population and a growing desire for seniors to live independently at home, is increasingly looking to technology to help make aging in place a reality. While the Canadian AgeTech sector has seen notable innovations, it still faces challenges related to adoption and scale. This article takes a closer look at the successes, struggles, and potential theories behind the relatively slow market adoption of AgeTech solutions in Canada. (YouAreUnltd)
Earlier NewsâŚ
Investors and Providers Must Transform AgeTech Market from Products into Suites - It's past time for the AgeTech market to catch up to population change. One sentence about the numbers should suffice. Today there are 24 million people aged 75 or older. Only 1.5 million live in nursing homes and only 800,000 live in assisted living. The majority of the 75+ live at home, supposedly âaging in placeâ, with nearly half of the women living alone. (AOL)
AgeTech Platform WisdomCircle Targets $65 Trillion Senior Economy with UK and Europe Expansion - WisdomCircle, an AgeTech platform that connects retired professionals with meaningful work opportunities, has announced its expansion into the UK and European markets. WisdomCircleâs Founder and CEO, Neeraj Sagar, expressed excitement about the expansion: âAs we enter the UK and European markets, we are thrilled to bring our vision of redefining retirement to a global stage. (Plunge Daily)
Estate Planning & Finance âbuzzâ
Women Must Take Ownership of their Retirement Journeys, Says Financial Expert: Hereâs How - The current retirement framework relies heavily on individual savings and investment decisions, placing an enormous burden on womenâwho often earn less, live longer, and face career interruptions. (BenefitsPro)
Retirees Face An Increasingly Startling Financial Headwind - As inflation rises and wages stagnate, more consumers, including seniors and retirees, are taking on debt to get by. For seniors who have left the workforce and live off a reduced income, paying off debt becomes far more difficult during retirement â especially as medical and caregiving costs increase. (The Street)
Earlier NewsâŚ
Why the First Step in Your Estate Planning Process Shouldnât be Crafting a Will - if families don't prepare, it could take months or even years for beneficiaries to actually, well, benefit from their inheritances. The reason for this is probate, which is the court-supervised process by which a deceased person's assets are distributed and their debts are settled. The average time it takes to complete probate is 20 months, per a recent report from Trust & Will, a digital estate planning platform. (Y! Finance)
Don't Be aâŚ. The Importance of Proactive Tax & Estate Planning - Learn the consequences of neglecting tax and estate planning. (The Street)
Housing Trends for Silvers / Gen 55+
Investors Weigh Pros And Cons Of Backing Senior Housing - If it seems youâre noticing more senior housing communities these days, youâve got a good eye for development. Retirement communities, along with the older Americans primed to move into them, have increased in number over the past decade. However, as 2025 begins, the senior housing industry finds itself with opportunities as well as a number of headwinds. (Forbes)
Key Senior Living Trends in 2025: Housing Costs, Ai Integration, Staffing Challenges Shape Future - Which key senior living trends emerged or became more significant in 2024, and what do local experts expect for 2025? We checked in with three local leaders from different vantage points in the space to find out. (RBJ Net)
Earlier NewsâŚ
Northeast Projects Announces Completion of Energy-Efficient Senior Housing in Yonkers, NY - Northeast Projects, a leading building energy and Passive House consultancy, is proud to announce the successful completion of the La Mora Senior Apartments in Yonkers, NY marking a significant milestone in affordable housing, providing 60 fully affordable apartments for seniors while setting new standards in energy efficiency and sustainable design.
Long-term Care âbuzzâ
Long Term Care 2025 Trends and Outlook - âLong term care services are in greater demand than ever. Given that the oldest Baby Boomers will turn 80 next year, the industry has responded by improving operations, leveraging technology, monitoring legislation, and focusing on wellness. These efforts will show in 2025 as the industry addresses needs, capitalizes on growing trends, and continues to deliver the best care to those in need and their families. (Provider Mag)
Seven Trends in Senior Living That Will Define 2025 and Beyond - The senior living industry is in the midst of a major transformation, and seven major trends have emerged as key drivers of the strategic plans adopted by boards across the country. Those trends will shape the way organizations position themselves for the future to capture a new customer base in 2025 and beyond. (McKnight Sr Living)
Earlier NewsâŚ
Cost of Senior Care: Why Aging Farmers Fear the Nursing Home - Robert Moore, an attorney and researcher at Ohio State Universityâs Agricultural & Resource Law Program. called long-term care needs one of the biggest threats today to small family farms. He said farmers go to great lengths and years of planning to protect their land in their golden years. But with soaring costs and an aging boomer population, he expects the problem to only grow. (NPR)
Medicare âbuzzâ
Majority of Americans Support Medicare and Medicaid Amid Federal Spending Cut Talks - Americans remain deeply supportive of government health programs such as Medicare and Medicaid, even as discussions of potential federal spending cuts are ongoing, according to the latest KFF Health Tracking Poll. In fact, about eight in ten Americans have positive views of Medicare (82%), and more than three-fourths feel the same about Medicaid (77%).
RFK Jr. Stumbles Over Basics of Medicare, Medicaid During Senate Confirmation Hearings - Robert F. Kennedy Jr., President Donald Trumpâs pick to lead the Department of Health and Human Services, appeared to be unfamiliar with basic elements of the Medicare and Medicaid programs during his second Senate confirmation hearing. Kennedy struggled to identify and explain the fundamental aspects of Medicare, which provides coverage to older and disabled Americans. (CNBC)
Cardiometabolic Trends Dominate First Round of Drugs Chosen for Medicare Price Negotiations - The Inflation Reduction Act (IRA) measure is a good first step, but some are looking even further ahead to GLP-1 price drops to increase access. Plus a new occupant in the White House could add twists & turns to the Medicare landscape.
Earlier NewsâŚ
Humana Cutting Medicare Advantage Plans that Cover 10% of Its Members - Humana, the countryâs second largest Medicare Advantage insurer, is aggressively culling its plan offerings after several quarters of spending more than expected on its membersâ medical care, and getting hammered on Wall Street for it. The company will scrap Medicare Advantage plans in 2025 that currently cover about 560,000 members. (Stat News)
Changes to Medicare Are Coming in 2025: Here's What to Expect - 2025 will bring a rise in premiums, along with a new cap on medication costs. (CNET)
Retirement âbuzzâ
7 Retirement Must-Knows for 2025 - Higher retirement plan contribution levels, lower âsafeâ withdrawal rates, changes to Social Security benefits, and more. Plus a full Q&A on retirement in 2025 (Morningstar)
How Much Could Trumpâs Social Security Pick Impact Your Benefits? What to Expect in 2025 - President Donald Trump has named Frank Bisignano as his choice for Social Security commissioner. Bisignano is a businessman and CEO of financial technology company Fiserv. Some people praise Bisignano as an excellent choice, given his business success, whereas others worry about Bisignanoâs lack of experience in public policy. (US News)
Earlier NewsâŚ
Op-ed: A âretirement disconnectâ has Swept across Multiple Generations of Americans - The rising cost of living, stagnant wages, and lackluster savings are giving workers a reason to be doubtful that the traditional idea of retirement will be achievable in their lifetimes. (CNBC)
Retirement Planning in 2024: Alternative Investments Needed - With recent market volatility and rising inflation, the classic 60/40 stock-bond portfolio is proving inadequate for modern retirees. New strategies are needed. (The Street)
Are You Eligible for the 2025 Maximum Social Security Benefits? Find Out Now - Social Security is many people's primary source of income after retirement, but not everyone will receive the maximum amount. In 2025, lifelong high earners who wait until age 70 to claim their benefits can qualify for up to (!!!) $5,108 per month. (Investopedia)
3 Positive Social Security Changes That Arrived in 2025 - Benefits got a raise at the start of the year. Seniors can earn more money from a job without having benefits withheld. Finally, the maximum monthly benefit hit a new high. (Motley Fool)
Earlier NewsâŚ
Social Security Administration Reduces Signature Requirements to Streamline Services - The Social Security Administration is allowing the submission of digital signatures instead of physical ones for commonly used forms and removing signature requirements altogether for others as part of a broader effort to reduce customer burden and simplify the application process.
Social Security Crisis: Beneficiaries face 21% Benefit Cut without Reforms, says CFRB - Based on the average Social Security benefit of $1,907 a month in January 2024, a 21% cut would reduce that amount by $400 (Fox)
You Could Lose Your Social Security Benefits if You Do One of These Four Things - Social Security benefits aren't guaranteed, and you can lose (or diminish) them if you do one of these four things. (CNET)
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Social Security âbuzzâ